(InvestigateTV) — Fortunes can be quickly made and lost in the stock market, but slow, strategic investing is a solid strategy for long-term return.
“It’s not about getting rich quickly, right? It’s about getting rich slowly. And you can do it as long as you have the patience and the right tools in front of you,” said Jason Moser, senior investment analyst at The Motley Fool.
Moser said headlines about tariffs, government shutdowns, and layoffs may make people hesitant to invest in the stock market, but the key is playing the long game.
He said people should see down markets as an opportunity, not a cause for concern and panic.
“As a matter of fact, what we look at in bear markets or times of volatility, when the markets are dipping, that oftentimes represents the opportunity for investors to make even more money,” he explained. “Ultimately, when you get it at low points you have to think of it as you’re getting something on sale.”
For first-time investors, Moser suggested tackling their high-interest debt first. From there, he advised steering clear of “hot” stocks and focusing on long-term value.
“I would recommend, taking that first $5,000 or however much money you have to invest and go ahead and get that into an index fund,” he stressed. “Something like the S&P 500. And the reason why is that’s instant diversification. And you’re getting a proven asset that will grow over time.”
He said investors should determine their risk tolerance, define their goals, and keep a long view.
“Don’t let the volatility scare you out of the market,” he emphasized. “If you’re a young investor, 25 years old just getting into the job market, you’ve got 40 years ahead you. You need to let time be your biggest advantage.
He added that investors should plan to hold their stocks for at least five years. It’s best to think like an owner, not a trader.
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